A money recovery suit is civil remediation and an efficient method for recovering the defaulting person's assets. The action must be taken in accordance with Order IV of the Civil Procedure Code 1908 (CPC). The accused has no privilege to defend his claim as well but only when he applies to get the leave of the court he will defend it. It is basically like a summary suit (Order 37, Code of Civil Proceedings) and provides an immediate dismissal of the suit.

Under Order IV of the Code of Civil Procedure 1908 (CPC), a suit can be brought anywhere the defendant resides; or anywhere the defendant is engaged in business or is working for a profit personally; unless the reason for litigation occurs entirely or partially. 

After consideration of geographical competence, the pecuniary authority shall be decided. It is determined, based on the financial worth of the lawsuit, whether or not the suit is brought to the lower court or the high court.

COMPETENT PARTIES: Companies, joint companies, proprietors and merchants, etc., are responsible whether there is a signed contract/agreement between the parties for the reclamation of their unpaying bills or the accrued balance or payment of the company.


A suit is made by filing a plaint. Plaint describes the details of the case and the precise quantity and interest to be asserted. Plaint describes the details of the case and the precise quantity and interest to be asserted.  


  • The plaint is a legal document which contains step towards the written statement of the plaintiff’s claim.

  • A plaint is the first step towards the initiation of a suit.

In fact, in the very plaint, the contents of the civil suit are laid out.

  • MEANING: Through a plaint, the grievances of the plaintiff are spelled out, as well as the possible causes of action that can arise out of the suit. A plant that is presented to a civil court of appropriate jurisdiction contains everything, including facts to relief that the plaintiff expects to obtain.

  • LEGAL PROVISION: Order VII of the CPC particularly deals with a plaint. A few of the essentials of a plaint implicit in itself are those only material facts, and not all facts or the law as such is to be stated, the facts should be concise and precise and no evidence should be mentioned.


  • The name of the particular court where the suit is initiated.

  • Name, place, and description of the plaintiff’s residence

  • Name, place, and description of the defendant’s residence.

  • A statement of unsoundness of mind or minority in case the plaintiff or the defendant belongs to either of the categories.

  • The facts that led to the cause of action and when it arose.

  • The facts point out the jurisdiction of the court.

  • The plaintiff’s claim for relief.

  • The amount allowed or relinquished by the plaintiff if so

  • A statement containing the value of the subject matter of the suit as admitted by the case.


Appropriates papers, the written arrangement, argument details, and correspondences, wherever possible, need to be included in the complaint. A supportive affidavit and an adequate check of the evidence shall prove this complaint. A supportive affidavit and an adequate check of the evidence shall prove this complaint.  


The time limit for bringing a civil recovery suit in India is three years from the date of litigation. The suit that exceeds the restriction time is not taken into account. If the action is filed following the expiry of the statute of limitation, reasons must be set out to invoke the exception.


A summons is a document provided by a court official, calling the individual to whom the judge or court officer is instructed to assist in the court for a particular reason. The Court shall after reviewing the plaint and its admissibility make a summons, which must be properly submitted to the defendant within 30 days of the commencement of the action. 


The response to the plaint submitted by the appellant is a written statement. The defendant has to present a formal declaration of his defense before or before the first hearing or not later than 30 days after the date of summoning. The claimant must mention new evidence or seek court proceedings against his argument in the written statement. 

Framing of issues, proceedings, and arguments: The next phase of the process is until the problems involved and the trial starts,  The final claims must be heard and the suit decreed upon review of all the facts. The defendant shall be given 10 days to appear after the lawsuit is filed and summoned, without the court taking account of the claim by the appellant and thus granting the plaintiff. 


The court charge shall be charged by the plaintiff according to the timetable. In the event the same is not filed along with the court charge, a suit may be returned. The same shall be numbered by the Court as the complaint is lodged with the Court.


The next process after an individual has a judgment against another person from a court of law is to satisfy the order. The steps by which an individual goes to court to the fulfillment of the decree are the execution hearings. Regulation is the enforcement of an injunction or the implementation of the Court's decision. The execution is terminated whether, by decision, declaration, or order the judgment creditor gets cash or whatever else that is given to him.

Get free legal advice from the Best Lawyers near you for your legal query related to recovery, cheque bounce, or any other legal matters. 

Get a call back for your legal query with eStartIndia


Vainy Kacharia
I am an eminent 3rd year BA LLB student of NMIMS University. I have an inclination in the field of legal studies since I like to stick to the path of obeying rules and justify the wrong-happenings with the right people . I have an engrossment to grow myself working as corporate lawyer .

Leave a Comment

Previous Comments

Related Blogs